Klarna is an easy payment service that allows you to make purchases instantly and then pay for them in 3 equal payments once every 30 days starting from the date of purchase.

There is no predefined spending limit when using Klarna. Instead, a new automated approval decision about how much you can spend with us is made each time you pay with Klarna.

Just shop with us and check out as normal. At checkout, then choose the Klarna payment method. You will know if you are approved in seconds and once approved you will get an email confirmation from Klarna.

Select the 3 interest free instalments option to split your purchase into 3 equal payments that will be taken every 30 days starting at the time of your order.

The first instalment will be collected when you place your order and the instalments 2 and 3 are scheduled for 30 and 60 days later.

When selecting Financing at checkout, you will be required to review and confirm the credit agreement prior to confirming information regarding your financial circumstances. You’ll also receive a physical copy of your credit agreement from Klarna within a few days, as well as a welcome email with a link to your first monthly statement. Statements are sent on or around the 7th of each month.

Klarna will cancel any future scheduled payments as well as refund any amounts due. You can check the status of your payments anytime here or in your Klarna app.

At Klarna, we have strong anti-fraud controls in place to protect our customers and prevent fraudsters from making unauthorised purchases. We cannot share all of these measures as this could educate those who wish to manipulate the system. Please find here the measures in place and those that we can share.

Payment information is processed securely by Klarna. No card details are transferred to or held by us. All transactions take place via connections secured with the latest industry standard security protocols.

Depending on the payment options you’ve chosen Klarna performs soft searches and /or hard search with credit reference agencies. More Info.

Klarna does not approve 100% of all orders and our aim is to support responsible, ethical, and sensible spending habits. We understand that it can be frustrating to be declined for purchase especially having previously been approved. However, our approval process ensures Klarna offers responsible lending and services to our customers. More Info.

There may be various reasons why you’re unable to pay for your order with your preferred payment option. Different factors, such as contact details changes, insufficient payment history, previous order history, bureau credit information, missed or delayed payments or reported financial difficulties can lead to being blocked from using Klarna.

As a responsible lender. Klarna does not approve all payments. This is to support responsible, ethical, and sensible spending habits.

We understand that it can be frustrating to be declined for a purchase especially having previously been approved. However, our approval process ensures Klarna offers responsible lending and services to our customers. More Info.

You can find out more about Klarna anytime here or by downloading the Klarna app.